A Smarter, Better way to Finance

Small Business Funding That's Fast and Easy

Empower your organization with custom-tailored financial and business solutions.  Find a financing option that fits your business funding needs

Fast and Easy Funding Options

FIND A FINANCING OPTION THAT FITS YOUR BUSINESS FUNDING NEEDS

Short Term Loan

Short Term Loan

A loan that is set to be paid back in a short period of time—typically within a year or two, sometimes longer. Most common uses include working capital, inventory or equipment purchases, and marketing. 

Long Term Loan

Long Term Loan

A long-term loan is smart to consider when making a large investment or looking to expand, typically 5 to 10-year terms with potential up to 20+. These loans can have a fixed or floating interest rate. 

Business Line of Credit

Business Line of Credit

A revolving loan that provides a fixed amount of capital and that can be accessed when needed. Unlike a traditional term loan, all or part of a line of credit can be accessed on demand up to a fixed limit. 

How it Works

Choose the best fit for your needs without all the fuss.

Apply in minutes — no obligations and no hard credit pulls.

Complete the application

Our application is pretty simple, and you can apply online or over the phone

Get a decision

Your dedicated loan advisor will review your options with you in less than 24 hours.

Receive your funds

Complete the online checkout and recevive your funds as soon as the same day. 

Why Choose us

Why Choose us for your business.

Apply in as little as 10 minutes, with funds as soon as the same day* -all to save you time.

Multiple loan types, amounts, and repayment terms; specialized to exactly what your business needs.

We have a large team of loan advisors ready to help.  You’ll have one dedicated to you.

Customer Testimonials

See what business owners are saying

Quick and simple application process with Specialized Business Funding.  They saved my small business!

Michael Petrosi
Glendale, CA

I like Specialized Business Funding more and more each day because their trustworthy and knowledgeable staff made my life a lot easier.  

Sean Kingston
North Point, FL

I don’t know what else to say. Wow, what great service.  We are so happy about our decision to trust Specialized Funding insights to help grow our future.

Brianna Morris
Tuscaloosa, AL

Our Simple Requirements

Our Minimum Requirements

We make funding accessible to business owners, in a simple and transparent way.

Minimum time in business of at least one year

Minimum Personal FICO Credit Score of  550 or Better

Annual Business revenue of $100,000 or more

Own and operate with a business bank account

Any Questions? Find answers here.

Didn’t find your answer here?  Contact us for any questions

Can I get a business loan after bankruptcy?

A bankruptcy in your past doesn’t necessarily preclude you from getting a small business loan, but it might make it more challenging. While not all lenders have the same requirements after bankruptcy, it’s unlikely a customer would qualify within the first year. Many lenders will require at least one year of improving credit history following the disposition of a bankruptcy.

How long will it take to recieve my funds?

Timing for receiving approved funding depends on many factors. Each lending partner has its own approval process and can result in differing funding timelines. The typical time to fund can be anywhere from 24 hours to 1 week.

What is a line of credit?

A line of credit is a revolving form of credit that provides a predetermined capital limit and can be accessed as needed. Unlike a traditional term loan, all or part of the line can be accessed at any time up to the predetermined limit. Interest is only paid upon the amount actually used.

What is collateral?

Collateral is any asset or assets, which can be offered by a customer to secure a loan. Should a customer default, the lender can take possession of the asset, or assets, to satisfy the loan.

Get Ready to Started. It’s Fast & Easy. Apply now

Apply in as little as 10 minutes, with funds as soon as the same day—all to save you time.